Reasons someone would use the services of Associated Appraisal & Consulting, Inc.

Year after year, thousands of people in South Carolina purchase, sell or refinance their home. Many of these transactions have a simple line item for an appraisal. Most lenders still need a local expert because the stakes are so high, even though there are a budding number of automated home valuation methods that may appear to be cheaper than an appraisal. But is securing a mortgage the only reason to acquire an appraisal? Are there also times when the services of a licensed, independent real estate professional might be helpful? Absolutely.


	For real estate appraisals in Conway and Horry County, it's easiest when your order online from Associated Appraisal & Consulting, Inc., just click here.

Let Associated Appraisal & Consulting, Inc. help you appeal your tax assessment in Horry County

It's quite possible you're paying too much in property taxes if you reside in an area where property values have depreciated. Property taxes are based upon a past assessment of your house, so if values have declined in your area, you can appeal your assessment and save money. When building your case, an appraisal from Associated Appraisal & Consulting, Inc. is your best evidence. At Associated Appraisal & Consulting, Inc.,we can assist you in disputing your tax assessment.

PMI removal will lower your mortgage payment

Private Mortgage Insurance, or PMI, is an extra insurance policy that most lenders ask homeowners to purchase when the amount being loaned to the homeowner is more than 80% of the actual value of the real estate. Since the additional payment is usually bundled into the monthly mortgage payment, it is often forgotten. This is damaging because PMI isn't required when the remainder of the loan - whether through market appreciation or principal pay down - decreases below the 80% level. In fact, the Homeowners Protection Act (HPA) of 1998 was implemented by the United States Congress that requires lenders to remove the PMI payments when the balance is paid down to 78% of the original value.

Associated Appraisal & Consulting, Inc. can give you a statement regarding the value of your home, and the price you paid for the home valuation can generally be regained in little time because you'll no longer be paying the PMI.

Divorce settlement with less stress

A divorce can be an especially daunting experience for both parties, and it is often more complicated by the challenging decision of who maintains the home. It's a good idea to order an appraisal from Associated Appraisal & Consulting, Inc. so both parties are fully aware of the true market value of their house, regardless of the circumstances.

The parties will have a better idea of what price to set, if they wish to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've gotten a fair assessment.

Settling an estate with peace of mind

Losing a loved one is a difficult time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Fair Market Value for the real estate involved. We ensure the fullest degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Most Americans do not have dedicated estate planners or executors to take care of these matters, unlike many wealthy individuals. A home or other property often makes up an unequal share of the total estate value, so knowing the true worth of the real estate at hand is of essential importance to ensuring disputing parties leave knowing they've gotten an honest deal.

Associated Appraisal & Consulting, Inc. can assist you in relocating to or from Horry County

We are aware of the stress involved with an employee relocation. That being said, we take great care in organizing a convenient appointment time for the appraisal inspection. During our thorough process, we recommend relocating employees to provide input on the positive features of their property, along with information regarding any recent sales or listings in their neighborhood that they want considered.

Selling your home quickly at the right price with an appraisal from Associated Appraisal & Consulting, Inc.

A professional appraisal can help you make a more informed decision when determining your selling price, whether you decide to sell your home on your own or use the assistance of a real estate agent. An appraiser has no vested interest in what price the house sells for, which is different than the interest of real estate agents. Our fees are calculated on our efforts to finish the appraisal report and not a percentage of the sales price.

On a daily basis, we analyze the difference in value things like an additional bathroom or a kitchen remodel can make. And we're experts in knowing how long houses stay on the market. So, obtaining a professional appraisal is a reliable way to determine what improvements will add value and what a suitable sales price is for your home so you don't come up short or have your house on the market for an extended amount of time.